Global Reporting Initiative-index (G3) AEGON 2007


Strategy and analyses

Chapter

1.1

CEO statement

Chairman's letter

1.2

Key impacts, risks, and opportunities

Our approach to corporate responsibility -
Progress report 2007

Our strategy - Growth initiatives

Our shareholders - Managing risk

Organisational profile

Chapter

2.1

Name organization

Cover CR Report 2007

2.2

Products and services

About AEGON

2.3

Operational structure

Our shareholders - AEGON's Governance structure

Our strategy

2.4

Location headquarters

Our strategy

Corporate and shareholder information

2.5

Countries located

Our strategy - AEGON's businesses

2.6

Nature of ownership and legal form

Website (www.aegon.com)

2.7

Markets

At a glance

Our strategy - AEGON's businesses

2.8

Size of operations

Our strategy - AEGON's businesses

2.9

Organizational changes

Not applicable

2.10

Awards

Our approach to corporate responsibility -
How AEGON ranked in 2007


Reporting parameters

Chapter

3.1

Reporting period

Our approach to corporate responsibility -
The scope of this report

Appendix I. The scope of this report

3.2

Previous report

Chairman's letter

3.3

Reporting cycle

Appendix I. The scope of this report

3.4

Contact person(s)

Appendix I. The scope of this report

3.5

Process report content

Appendix I. The scope of this report

3.6

Scope

Appendix I. The scope of this report

3.7

Scope limitations

Appendix I. The scope of this report

3.8

Basis for reporting on joint ventures

Appendix I. The scope of this report

3.9

Data measurement techniques

Our approach to corporate responsibility -
The scope of this report

Appendix I. The scope of this report

3.10

Restatements

Our shareholders - Investing responsibly

3.11

Reporting changes

Appendix I. The scope of this report

3.12

Standard Disclosures

Appendix II. Global Reporting Initiative

3.13

Policy external assurance



Governance, Commitments, and Engagement

Chapter

4.1

Governance structure

Our shareholders - AEGON's Governance structure

4.2

Chair of the highest governance body

Our shareholders - Corporate governance

4.3

Independent members

Our shareholders - Corporate governance

4.4

Mechanisms for shareholders and employees

Annual Report, available at www.aegon.com

4.5

Compensation highest governance body

Annual Report, available at www.aegon.com

4.6

Processes to ensure conflicts of interest are avoided

Website (www.aegon.com)

4.7

Expertise highest governance body

Website (www.aegon.com)

4.8

Internally developed statements

Our approach to corporate responsibility - AEGON's statement of principles

Website (www.aegon.com)

4.9

Procedures of the highest governance body

Annual Report, available at www.aegon.com

4.10

Performance highest governance body's

Annual Report, available at www.aegon.com

4.11

Precautionary approach

Our employees - Code of Conduct

4.12

Externally developed principles

Our customers - Products

Our shareholders - Investing responsibly:
AEGON as a shareholder

4.13

Memberships in associations

Our approach to corporate responsibility -
Progress report 2007

4.14

List of stakeholder groups

Our business partners - Stakeholder groups

4.15

Identification and selection of stakeholders

Our business partners - Stakeholder groups

4.16

Approaches to stakeholder engagement

Our business partners - Stakeholder groups

4.17

Key topics through stakeholder engagement

Our business partners - Stakeholder groups

Economic performance indicators

Chapter

EC 1

Direct economic value

At a glance

Website (www.aegon.com)

EC 2

Financial implications due to climate change

EC 3

Coverage benefit plan obligations

Annual Report, available at www.aegon.com

EC 4

Financial assistance received from government

Not applicable

EC 6

Locally-based suppliers

EC 7

Local hiring

EC 8

Infrastructure investments

Environmental performance indicators

Chapter

EN 1

Weight of materials used

Wider community - Protecting the environment

EN 2

Recycled input materials

Wider community - Protecting the environment

EN 3

Direct energy consumption

Wider community - Protecting the environment

EN 4

Indirect energy consumption

Wider community - Protecting the environment

EN 5 (add.)

Energy saved due to conservation and efficiency improvements

Wider community - Protecting the environment

EN 8

Total water use

Wider community - Protecting the environment

EN 11

Location land in protected areas

Not applicable

EN 12

Significant impacts on biodiversity

Not applicable

EN 16

Direct and indirect greenhouse gas emissions

Wider community - Protecting the environment

EN 17

Other relevant indirect
greenhouse gas emissions

Wider community - Protecting the environment

EN 19

Emissions of ozone-depleting substances

EN 20

NOx, SOx air emissions

EN 21

Total water discharge

EN 22

Total weight of waste

Wider community - Protecting the environment

EN 23

Total spills

Not applicable

EN 26

Initiatives to mitigate environmental impacts

Wider community - Protecting the environment

EN 27

Products reclaimed at the end of
the products' life

Not applicable

EN 28

Monetary value of significant fines

Not applicable

EN 29 (add.)

Significant environmental impacts of transport

Wider community - Protecting the environment


Social Indicators

Labor practices and decent work

Chapter

LA 1

Breakdown of total workforce

Appendix IV. AEGON's Global workforce

LA 2

Employee turnover

Our employees - Employee turnover

LA 4

Employees covered by collective bargaining

Our business partners - Stakeholder groups

LA 5

Minimum notice period(s) regarding operational changes

LA 7

Rates of injury, occupational diseases, lost days, and absenteeism

Our employees - Absentee rates

LA 8

Risk-control programs regarding serious diseases

Our employees - Absentee rates

LA 10

Training per employee category

Our employees - Recruitment, training and performance appraisals

LA 11 (add.)

Programs for skills management and lifelong learning

Our employees - Recruitment, training and performance appraisals

LA 12 (add.)

Performance and career development reviews

Our employees - Recruitment, training and performance appraisals

LA 13

Gender breakdown of governance bodies

Our employees - Recruitment, training and performance appraisals

LA 14


Ratio of basic salary of men to women



Human Rights

Chapter

HR 1

Significant investment agreements that include human rights clauses

HR 2

Screening of suppliers on human rights

Our business partners - Suppliers

HR 4

Incidents of discrimination

HR 5

Operations identified as having risk for incidents of violations of freedom of association and collective bargaining

None identified

HR 6

Operations identified as having risk
for child labor

None identified

HR 7


Operations identified as having risk for forced labor


None identified


Society

Chapter

SO 1

Impact on communities

Wider community

SO 2

Number of business units analyzed for risks related to corruption

No material incidences identified

SO 3

Employees trained in organization's anti-corruption policies and procedures

Our employees - Code of Conduct

SO 4

Actions taken in response to incidents of corruption

Appropriate steps taken

SO 5

Public policy positions and participation in public policy development

Our business partners - Stakeholder groups

SO 8


Monetary value of significant fines



Product responsibility

Chapter

PR 1

Improving health and safety impacts
across life cycle

Not applicable

PR 3

Product information and labelling

Our customers - Products

Our customers - Customer satisfaction

Our customers - Brand awareness

PR 5 (add.)

Customer satisfaction

Our customers - Customer satisfaction

PR 6

Marketing communications

Our customers - Distribution

PR 9


Monetary value of significant fines


Our customers - Customer satisfaction


Social Supplement Indicators

Chapter

CSR 1

CSR policy

Our employees - Code of Conduct

CSR 2

CSR organisation

Appendix III. How AEGON promotes
CR initiatives

CSR 3

CSR audits

CSR 4

Management on sensitive issues

Our customers - Customer satisfaction

Our shareholders - Investing responsibly:
AEGON as a shareholder

CSR 5

Non-compliance with regulations

Our customers - Customer satisfaction

CSR 6

Stakeholder dialogue

Our business partners - Suppliers / Stakeholder Groups

INT 1

Internal SCR policy

Our employees

INT 2

Staff turnover and job creation

Our employees - Employee turnover

INT 3

Employee satisfaction

Our employees - Employee satisfaction

INT 4

Senior management remuneration

Annual Report, available at www.aegon.com

INT 5

Bonuses fostering sustainable success

INT 6

Female-male salary ratio

INT 7

Employee profile

Our employees

SOC 1

Charitable contributions

Wider Community - Supporting good causes

SOC 2

Economic value added

At a glance

SUP 1

Screening of major suppliers

Our business partners - Suppliers

SUP 2

Supplier Satisfaction

AM 1

Asset management policy

Please refer to country units

AM 2

AuM with high social benefit

Our shareholders - Investing responsibly:
AEGON as a shareholder

AM 3

SRI oriented shareholder activity

Our shareholders - Investing responsibly:
AEGON as a shareholder

INS 1

Underwriting policy

Our customers - Products

Our customers - Customer satisfaction

Our customers - Financial literacy

INS 2

Customer profile

INS 3

Customer complaints

Our customers - Customer satisfaction

INS 4


Insurance with high social benefit


Our customers - Products


Environmental Supplement Indicators

F1

Policies applied to core business lines

Wider community - Protecting the environment

F2

Screening of environmental risks

Website (www.aegon.com)

F3

Threshold(s) for risk assessment

F4

Monitoring aspects in risk assessment process(es)

F5

Addressing risks and opportunities

F6

Audits of risk systems and procedures

Wider community - Protecting the environment (ISO 14001 has regular audits)

F7

Interaction with stakeholders on risks/opportunities

Our shareholders - Investing responsibly:
AEGON as a shareholder

F8

Engagement with companies in portfolio

Our shareholders - Investing responsibly:
AEGON as a shareholder

F9

Assets subjected to screening

Our shareholders - Investing responsibly:
AEGON as a shareholder

F10

Share voting policy

Our shareholders - Investing responsibly:
AEGON as a shareholder

F11

Assets Under Management
with right to vote shares

Our shareholders - Investing responsibly:
AEGON as a shareholder

F12

Value of environmental products and services

Not applicable

F13


Value of portfolio


Annual Report and Embedded Value Report, available at www.aegon.com



Disclosure on management approach *

Chapter

Materiality

Responsibility

Objectives and
performance

Policy

Training

Monitoring

Economic

Economic performance

Executive Board

Annual Report

Annual Report

Annual Report

Annual Report

Market presence

Annual Report

Annual Report

Annual Report

Annual Report

Environment

Paper

Management Board

6.1

6.1

6.1

Energy

6.1

6.1

6.1

Water

6.1

6.1

6.1

Waste

6.1

6.1

6.1

Labour rights

Non-discrimination

Management Board

4.3

4.3

4.3

Diversity

4.2

4.2

Training

4.2

4.2

4.2

Fair wages

4.4

4.4

4.4

Employee satisfaction

4.6

4.6

Health & Safety

4.5

4.5

4.5

Human rights

Ensuring basic human rights and freedoms

Management Board

3.5

3.5

Society

Customers

Management Board

2

2

2

Distribution partners

2.5

2.5

2.5

Suppliers

5.1

5.1

5.1

Government & regulators

5.2

5.2

5.2

Community engagement

6.2

6.2

6.2

Product responsibility

Compliance

Management Board

2.1

2.1

2.1

2.1

Product transparency

2.2

2.2

2.2

2.2

Financial literacy

2.4

2.4

2.4

2.4

Investing responsibly

3.6

3.6

3.6


* Key: Each number refers to a specifc chapter and section within this CR report. For example, 6.1. refers to chapter six, first section - 'Protecting the Environment'. (Chapter numbers are as follows: 1 - Our approach to corporate responsibility; 2 - Our customers; 3 - Our shareholders; 4 - Our employees; 5 - Our business partners; 6 - The Wider Community)