Global Reporting Initiative

Global Reporting Initiative-index (G3) AEGON 2007

Strategy and analyses		Chapter
1.1	CEO statement	Chairman's letter
1.2	Key impacts, risks, and opportunities	Our approach to corporate responsibility - Progress report 2007
		Our strategy - Growth initiatives
		Our shareholders - Managing risk
Organisational profile		Chapter
2.1	Name organization	Cover CR Report 2007
2.2	Products and services	About AEGON
2.3	Operational structure	Our shareholders - AEGON's Governance structure
		Our strategy
2.4	Location headquarters	Our strategy
		Corporate and shareholder information
2.5	Countries located	Our strategy - AEGON's businesses
2.6	Nature of ownership and legal form	Website (www.aegon.com)
2.7	Markets	At a glance
		Our strategy - AEGON's businesses
2.8	Size of operations	Our strategy - AEGON's businesses
2.9	Organizational changes	Not applicable
2.10	Awards	Our approach to corporate responsibility - How AEGON ranked in 2007
Reporting parameters		Chapter
3.1	Reporting period	Our approach to corporate responsibility - The scope of this report
		Appendix I. The scope of this report
3.2	Previous report	Chairman's letter
3.3	Reporting cycle	Appendix I. The scope of this report
3.4	Contact person(s)	Appendix I. The scope of this report
3.5	Process report content	Appendix I. The scope of this report
3.6	Scope	Appendix I. The scope of this report
3.7	Scope limitations	Appendix I. The scope of this report
3.8	Basis for reporting on joint ventures	Appendix I. The scope of this report
3.9	Data measurement techniques	Our approach to corporate responsibility - The scope of this report
		Appendix I. The scope of this report
3.10	Restatements	Our shareholders - Investing responsibly
3.11	Reporting changes	Appendix I. The scope of this report
3.12	Standard Disclosures	Appendix II. Global Reporting Initiative
3.13	Policy external assurance
Governance, Commitments, and Engagement		Chapter
4.1	Governance structure	Our shareholders - AEGON's Governance structure
4.2	Chair of the highest governance body	Our shareholders - Corporate governance
4.3	Independent members	Our shareholders - Corporate governance
4.4	Mechanisms for shareholders and employees	Annual Report, available at www.aegon.com
4.5	Compensation highest governance body	Annual Report, available at www.aegon.com
4.6	Processes to ensure conflicts of interest are avoided	Website (www.aegon.com)
4.7	Expertise highest governance body	Website (www.aegon.com)
4.8	Internally developed statements	Our approach to corporate responsibility - AEGON's statement of principles
		Website (www.aegon.com)
4.9	Procedures of the highest governance body	Annual Report, available at www.aegon.com
4.10	Performance highest governance body's	Annual Report, available at www.aegon.com
4.11	Precautionary approach	Our employees - Code of Conduct
4.12	Externally developed principles	Our customers - Products
		Our shareholders - Investing responsibly: AEGON as a shareholder
4.13	Memberships in associations	Our approach to corporate responsibility - Progress report 2007
4.14	List of stakeholder groups	Our business partners - Stakeholder groups
4.15	Identification and selection of stakeholders	Our business partners - Stakeholder groups
4.16	Approaches to stakeholder engagement	Our business partners - Stakeholder groups
4.17	Key topics through stakeholder engagement	Our business partners - Stakeholder groups
Economic performance indicators		Chapter
EC 1	Direct economic value	At a glance
		Website (www.aegon.com)
EC 2	Financial implications due to climate change
EC 3	Coverage benefit plan obligations	Annual Report, available at www.aegon.com
EC 4	Financial assistance received from government	Not applicable
EC 6	Locally-based suppliers
EC 7	Local hiring
EC 8	Infrastructure investments
Environmental performance indicators		Chapter
EN 1	Weight of materials used	Wider community - Protecting the environment
EN 2	Recycled input materials	Wider community - Protecting the environment
EN 3	Direct energy consumption	Wider community - Protecting the environment
EN 4	Indirect energy consumption	Wider community - Protecting the environment
EN 5 (add.)	Energy saved due to conservation and efficiency improvements	Wider community - Protecting the environment
EN 8	Total water use	Wider community - Protecting the environment
EN 11	Location land in protected areas	Not applicable
EN 12	Significant impacts on biodiversity	Not applicable
EN 16	Direct and indirect greenhouse gas emissions	Wider community - Protecting the environment
EN 17	Other relevant indirect greenhouse gas emissions	Wider community - Protecting the environment
EN 19	Emissions of ozone-depleting substances
EN 20	NOx, SOx air emissions
EN 21	Total water discharge
EN 22	Total weight of waste	Wider community - Protecting the environment
EN 23	Total spills	Not applicable
EN 26	Initiatives to mitigate environmental impacts	Wider community - Protecting the environment
EN 27	Products reclaimed at the end of the products' life	Not applicable
EN 28	Monetary value of significant fines	Not applicable
EN 29 (add.)	Significant environmental impacts of transport	Wider community - Protecting the environment
Social Indicators
Labor practices and decent work		Chapter
LA 1	Breakdown of total workforce	Appendix IV. AEGON's Global workforce
LA 2	Employee turnover	Our employees - Employee turnover
LA 4	Employees covered by collective bargaining	Our business partners - Stakeholder groups
LA 5	Minimum notice period(s) regarding operational changes
LA 7	Rates of injury, occupational diseases, lost days, and absenteeism	Our employees - Absentee rates
LA 8	Risk-control programs regarding serious diseases	Our employees - Absentee rates
LA 10	Training per employee category	Our employees - Recruitment, training and performance appraisals
LA 11 (add.)	Programs for skills management and lifelong learning	Our employees - Recruitment, training and performance appraisals
LA 12 (add.)	Performance and career development reviews	Our employees - Recruitment, training and performance appraisals
LA 13	Gender breakdown of governance bodies	Our employees - Recruitment, training and performance appraisals
LA 14	Ratio of basic salary of men to women
Human Rights		Chapter
HR 1	Significant investment agreements that include human rights clauses
HR 2	Screening of suppliers on human rights	Our business partners - Suppliers
HR 4	Incidents of discrimination
HR 5	Operations identified as having risk for incidents of violations of freedom of association and collective bargaining	None identified
HR 6	Operations identified as having risk for child labor	None identified
HR 7	Operations identified as having risk for forced labor	None identified
Society		Chapter
SO 1	Impact on communities	Wider community
SO 2	Number of business units analyzed for risks related to corruption	No material incidences identified
SO 3	Employees trained in organization's anti-corruption policies and procedures	Our employees - Code of Conduct
SO 4	Actions taken in response to incidents of corruption	Appropriate steps taken
SO 5	Public policy positions and participation in public policy development	Our business partners - Stakeholder groups
SO 8	Monetary value of significant fines
Product responsibility		Chapter
PR 1	Improving health and safety impacts across life cycle	Not applicable
PR 3	Product information and labelling	Our customers - Products
		Our customers - Customer satisfaction
		Our customers - Brand awareness
PR 5 (add.)	Customer satisfaction	Our customers - Customer satisfaction
PR 6	Marketing communications	Our customers - Distribution
PR 9	Monetary value of significant fines	Our customers - Customer satisfaction
Social Supplement Indicators		Chapter
CSR 1	CSR policy	Our employees - Code of Conduct
CSR 2	CSR organisation	Appendix III. How AEGON promotes CR initiatives
CSR 3	CSR audits
CSR 4	Management on sensitive issues	Our customers - Customer satisfaction
		Our shareholders - Investing responsibly: AEGON as a shareholder
CSR 5	Non-compliance with regulations	Our customers - Customer satisfaction
CSR 6	Stakeholder dialogue	Our business partners - Suppliers / Stakeholder Groups
INT 1	Internal SCR policy	Our employees
INT 2	Staff turnover and job creation	Our employees - Employee turnover
INT 3	Employee satisfaction	Our employees - Employee satisfaction
INT 4	Senior management remuneration	Annual Report, available at www.aegon.com
INT 5	Bonuses fostering sustainable success
INT 6	Female-male salary ratio
INT 7	Employee profile	Our employees
SOC 1	Charitable contributions	Wider Community - Supporting good causes
SOC 2	Economic value added	At a glance
SUP 1	Screening of major suppliers	Our business partners - Suppliers
SUP 2	Supplier Satisfaction
AM 1	Asset management policy	Please refer to country units
AM 2	AuM with high social benefit	Our shareholders - Investing responsibly: AEGON as a shareholder
AM 3	SRI oriented shareholder activity	Our shareholders - Investing responsibly: AEGON as a shareholder
INS 1	Underwriting policy	Our customers - Products
		Our customers - Customer satisfaction
		Our customers - Financial literacy
INS 2	Customer profile
INS 3	Customer complaints	Our customers - Customer satisfaction
INS 4	Insurance with high social benefit	Our customers - Products
Environmental Supplement Indicators
F1	Policies applied to core business lines	Wider community - Protecting the environment
F2	Screening of environmental risks	Website (www.aegon.com)
F3	Threshold(s) for risk assessment
F4	Monitoring aspects in risk assessment process(es)
F5	Addressing risks and opportunities
F6	Audits of risk systems and procedures	Wider community - Protecting the environment (ISO 14001 has regular audits)
F7	Interaction with stakeholders on risks/opportunities	Our shareholders - Investing responsibly: AEGON as a shareholder
F8	Engagement with companies in portfolio	Our shareholders - Investing responsibly: AEGON as a shareholder
F9	Assets subjected to screening	Our shareholders - Investing responsibly: AEGON as a shareholder
F10	Share voting policy	Our shareholders - Investing responsibly: AEGON as a shareholder
F11	Assets Under Management with right to vote shares	Our shareholders - Investing responsibly: AEGON as a shareholder
F12	Value of environmental products and services	Not applicable
F13	Value of portfolio	Annual Report and Embedded Value Report, available at www.aegon.com

Disclosure on management approach *			Chapter
	Materiality	Responsibility	Objectives and performance	Policy	Training	Monitoring
Economic	Economic performance	Executive Board	Annual Report	Annual Report	Annual Report	Annual Report
	Market presence	Executive Board	Annual Report	Annual Report	Annual Report	Annual Report
Environment	Paper	Management Board	6.1	6.1		6.1
	Energy		6.1	6.1		6.1
	Water		6.1	6.1		6.1
	Waste		6.1	6.1		6.1
Labour rights	Non-discrimination	Management Board	4.3	4.3		4.3
	Diversity		4.2			4.2
	Training		4.2	4.2		4.2
	Fair wages		4.4	4.4		4.4
	Employee satisfaction		4.6			4.6
	Health & Safety		4.5	4.5		4.5
Human rights	Ensuring basic human rights and freedoms	Management Board	3.5	3.5
Society	Customers	Management Board	2	2		2
	Distribution partners		2.5	2.5		2.5
	Suppliers		5.1	5.1		5.1
	Government & regulators		5.2	5.2		5.2
	Community engagement		6.2	6.2		6.2
Product responsibility	Compliance	Management Board	2.1	2.1	2.1	2.1
	Product transparency		2.2	2.2	2.2	2.2
	Financial literacy		2.4	2.4	2.4	2.4
	Investing responsibly		3.6	3.6		3.6
* Key: Each number refers to a specifc chapter and section within this CR report. For example, 6.1. refers to chapter six, first section - 'Protecting the Environment'. (Chapter numbers are as follows: 1 - Our approach to corporate responsibility; 2 - Our customers; 3 - Our shareholders; 4 - Our employees; 5 - Our business partners; 6 - The Wider Community)