Life AEGON is one of the world's leading providers of life insurance and financial protection products, serving millions of customers across the globe. AEGON offers a broad range of traditional, term, universal, permanent life insurance, as well as individual and group financial protection, including accident and health cover.

Individual savings and retirement products AEGON helps individuals and families around the world save for their retirements, increasingly important as people in many countries live longer, healthier lives. AEGON provides a wide variety of savings and retirement products, including retail mutual funds and fixed and variable annuities. AEGON provides individual savings and retirement products.

Pensions With people living longer lives and governments increasingly shifting responsibility for retirement provisioning to the private sector, AEGON believes demand for pensions will continue to grow in the years ahead.

Life reinsurance Includes business written by AEGON's subsidiary, Transamerica Reinsurance.

Non-life Generally, AEGON offers non-life insurance cover only when it serves the company's distribution objectives to do so.

Associates AEGON has joint ventures in several countries across the world. In China, AEGON works together with Chinese National Offshore Oil Corporation (CNOOC), in Japan with Sony Life and in India with Religare, the financial division of Ranbaxy Promoter Group. In Mexico the company works together with Argos and in Brazil with Mongeral. In France, the company has a stake in La Mondiale Participations and in Spain AEGON has joint ventures with several local savings banks.

Asset management Asset management products, including both equity and fixed income, covering third party clients and AEGON's own insurance companies.

Distribution AEGON has distribution businesses in both the Netherlands, through its Unirobe-Meeùs subsidiary, and in the United Kingdom through Positive Solutions and Origen.

Other Includes expenses of the holding and funding costs.